Car Loans for Bad Credit

You Can Qualify or get Pre-qualified For a Low Rate Loan in Minutes!

We specialize in financing for people with bad credit. If you are one of many with financial problems including bankruptcy, repos and tax liens and are considering getting a automobile, then we can help you get the financing that you need. See how our program can offer you a rapid approval process and at the best possible rate available. Applying for our car loans is free of charge.

Financial problems may not be a problem and you can qualify through one of our special online auto financing programs! Auto loans are available regardless of any previous problems. We offer bad credit auto loans and special finance programs for everyone! We can offer you very competitive rates for your financing needs. We can help you regardless of bad, little or no credit. Past or present problems should not keep you from getting approved for your loans. You really can own a nice new or used vehicle! In addition to providing the right finance options for you, our goal is to provide customers with the opportunity to establish or rebuild their history regardless of previous bankruptcies, repossessions, or other unfortunate issues. No matter how sad your credit is, you can get a bad credit car loan, or a poor credit auto loan to finance the ride of your dreams. Click here - get a no obligation loan quote

Bad credit car loan rates

When getting a car loan for bad credit, the rate is generally higher then that of a new auto purchase rate. The reason for this is used car loan options are not as profitable for the banks or other financial institutions as are the new car loans which normally involve more money. Receiving a loan through a dealer should be your final choice. More times than not, they charge a much higher loan rate than some of the other options that people have. A good amount of finance companies that work with dealerships allow the dealer to mark up the interest rates if they so chose. The buyer might be told that they didn’t qualify for the lower rate loan, and then the earning from the additional charge is usually divided between the dealer and the lender.

When Buying a Used Car

If you are getting a bad credit auto loan and buying a used car from a dealers car lot, make sure that the vehicle you are looking at has some kind of a warranty. If not, it may be a good choice to take the used automobile that you are looking at to your local mechanic or take it to one that you know can and will be trusted. Have them go over everything and take a good look at the engine and transmission. Dealers will give you a free CAR FAX report for the vehicle you are thinking about buying. If not, go online and order one yourself. This report will show you how many owners a certain vehicle has had, where it’s been located, if it was in an accident and other “lemon” indicators.